UTIEBUS Chapter 3: The Wager
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All happiness and beauty stem from material wealth.
And let's face it, material wealth is just money!
No matter how heartbreaking it was to divorce Chen Jia, Lin Ming still had to think about the future.
If he wanted Chen Jia to change her mind, he had to first show her his transformation.
Being penniless and even in debt, there was no happiness to be found.
He must find a way to make money!
It wasn't until this moment that Lin Ming noticed a car accident in the distance.
The kind driver wasn't at the scene anymore, and upon inquiry, there were no casualties, which relieved Lin Ming.
The kind driver must have remembered what he said after the accident, which saved his life.
And this also verified that his predictions about the future were true!
Lin Ming didn't care about how he obtained the ability to 'predict the future'; all he cared about now was using this ability to make money quickly, pay off his debts, and prevent Chen Jia from being affected.
Just as he was thinking about his debts, his phone rang.
He checked and saw it was from 'Hongyuan Financial,' the creditor for his 820,000 high-interest loan.
"Lin Ming, do you have the money ready in three days?" came Li Hongyuan's voice from the other end.
"Mr. Li, I'm in the process of preparing it. Could you give me a few more days?" Lin Ming replied.
"Little Lin, you know we're just making ends meet here, and we're not asking for a high interest rate. Times are tough for everyone, right?" Li Hongyuan sighed, "You've been dragging this on for almost a month now, and the time you promised is down to three days. I can't keep covering for you, can I?"
"Give me another week, and I'll find a way to repay the money!" Lin Ming said firmly.
"Alright, I'll give you one more week. I know you lost money gambling again and are going through a divorce, but this is your problem. If you don't pay back the money after a week, I'll have to come knocking at your door!"
Although it was a private lending company, Lin Ming actually thought Li Hongyuan was a decent guy.
As far as Lin Ming knew, there were several times when Li Hongyuan's partners wanted to come to him to ask for the money, but Li Hongyuan stopped them.
He must have done his research on Lin Ming, known about his situation, and didn't kick him when he was down.
It was Li Hongyuan's good reputation that made Lin Ming choose to borrow money from him in the first place.
Of course, it was also because of the favorable national policies.
Li Hongyuan was about to hang up the phone when Lin Ming suddenly said, "Wait, Mr. Li."
"Something else?"
Lin Ming thought for a moment and said, "Five minutes from now, someone will come to you for a loan, probably around 5 million. They'll say it's to fill the company's funding gap. You'd better not lend to them, or they'll likely end up broke."
"Haha, you're quite confident. Are you trying to set me up?" Li Hongyuan obviously didn't believe it, then continued, "Young man, we have to go through layers of understanding and screening for our loans. We'll only lend after confirming everything is in order. Do you think I'm running a charity here?"
"I'm just trying to help, Mr. Li. If you trust me, then don't lend to them. If you don't, then forget I said anything." Lin Ming couldn't be bothered to say more.
"Young man, quite a temper you have there. Don't you like gambling? Let's make a bet?" Li Hongyuan said with interest.
Lin Ming narrowed his eyes, "What's the bet?"
"If you're right, I'll deduct 100,000 from your loan. If you're wrong, it's like you borrowed an extra 100,000 from me. Deal?" Li Hongyuan proposed.
He wasn't asking if someone would come to him for a loan; it was about whether that person had the ability to make him go bankrupt.
Actually, Li Hongyuan was just joking. 100,000 was nothing to him, but to Lin Ming, it was a huge sum. Li Hongyuan was sure Lin Ming wouldn't dare to bet with him.
"Alright!"
Unexpectedly, Lin Ming agreed directly and added, "But I have a condition. If you lose, you have to give me the 100,000 first, and the debt will still be due in a week."
A clever wife is the key to a happy marriage.
Even with the ability to predict the future, it would be useless without startup capital!
"Young man, are you sure? 100,000 is not a small amount for you. Think it over?" Li Hongyuan teased.
No one would refuse more money. With just a bet, Lin Ming could earn an extra 100,000. Why wouldn't he?
He had absolute confidence in his ability to screen companies.
"You're ready to go, then?" Lin Ming asked.
"I'm in!"
...
Qianhui Building.
In an office on one of the floors.
Forty-something Li Hongyuan sat leisurely in his boss's chair, his face filled with anticipation.
At that moment, the office door was knocked.
"Come in," Li Hongyuan said.
Two figures entered, one in a suit and gold-rimmed glasses, looking quite elegant.
The other was from the company's front desk.
"Mr. Li, this is Mr. Zhang Chonghui from Haining Networks. He wants to discuss a loan with you," said the front desk.
Looking at the visitor, Li Hongyuan was taken aback, not because of the person's identity but because of Lin Ming's 'prediction.'
"So fast?" Li Hongyuan was extremely surprised.
He had heard of Haining Networks; it seemed to be a promising company.
So upon seeing Zhang Chonghui, Li Hongyuan immediately discarded the idea that he might be working with Lin Ming to deceive him.
Someone like Zhang Chonghui was completely out of reach for a small-timer like Lin Ming.
Perhaps... it was just a coincidence?
"Mr. Zhang, hello."
"Hello, Mr. Li."
Li Hongyuan stood up, and the two men shook hands politely.
"Please, have a seat."
Li Hongyuan gestured, then asked, "Mr. Zhang, are you looking to borrow money? Isn't Haining Networks doing well financially?"
"To get straight to the point, the company isn't short of money, but we have some major plans in the pipeline, and we're currently short on funds. So, I thought it best to temporarily borrow from you, Mr. Li," Zhang Chonghui explained.
"Mr. Zhang, how much are you looking to borrow?" Li Hongyuan poured him a cup of tea.
"5 million!"
Hearing this figure, Li Hongyuan
's eyebrows twitched.
Was Lin Ming able to predict the future?
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